Smart guide to planning for retirement / Mike Robbins.
| Uniform Title: | Smart Guides.
|
|---|---|
| Main Author: | |
| Corporate Author: | |
| Language: | English |
| Published: |
New York :
Cader Books,
[1999], ©1999.
|
| Series: | Smart Guides.
|
| Subjects: | |
| Genre: | |
| Online Access: | |
| Local Note: |
MSU: License agreement restricts access to one user at a time. |
| Physical Description: | xiii, 223 pages ; 23 cm. |
| Format: | Electronic eBook |
Contents:
- Starting early
- Compound interest
- The best ways to start saving now
- Retirement planning: the absolute essentials
- How much you'll need
- Annual retirement expenses
- Estimating your retirement expenses
- A more precise estimate
- Life expectancy
- The importance of inflation
- 4 percent inflation and your retirement
- Bringing it together
- How can anyone afford to retire?
- Social Security
- A brief history
- Why Social Security is in trouble
- Possible changes to Social Security
- Planning for potential changes
- The Social Security system today
- How much of my income will Social Security replace?
- Family benefits
- Full retirement age
- Retiring early or late
- Getting an estimate of future benefits
- Taxation of Social Security benefits
- Supplemental security income
- Employer-sponsored retirement plans
- Defined-benefit pensions
- Vesting
- Changing jobs
- Early retirement
- Cost-of-living adjustments (COLAs)
- Plan integration
- Preretirement survivor's annuity
- Pension security
- Pension distribution options
- Defined-contribution plans
- 401 (k) plans
- Why participate in a 401 (k) plan?
- Plan eligibility
- Contribution limits
- Employer matching
- Vesting and 401 (k)s
- Investment choices
- After-tax contributions
- Withdrawing money from a 401 (k)
- Borrowing money from a 401 (k)
- Three advantages of borrowing from a 401 (k)
- Six disadvantages of borrowing from a 401 (k)
- The final word on borrowing from a 401 (k)
- Changing jobs.