Consumer credit regulation : credit cards, payday loans, auto finance, and other non-mortgage credit / Carolyn L. Carter, Andrew G. Pizor, Jonathan Sheldon ; contributing authors, Elizabeth Renuart [and others].

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Bibliographic Details
Uniform Title:Consumer credit and sales legal practice series.
Previous Title:Renuart, Elizabeth. Cost of credit.
Main Author: Carter, Carolyn L.
Corporate Author: National Consumer Law Center
Other Authors: Pizor, Andrew G.
Sheldon, Jonathan A.
Renuart, Elizabeth
Language:English
Published: Boston, MA : National Consumer Law Center, [2012], ©2012.
Edition:First edition.
Series:Consumer credit and sales legal practice series.
Subjects:
Consumer credit > Law and legislation > United States.
Consumer credit > Corrupt practices > United States.
Credit cards > Law and legislation > United States.
Loans, Personal > Law and legislation > United States.
Automobiles > Purchasing > United States.
Consumer protection > Law and legislation > United States.
Online Access:
(NCLC Digital Library (companion website))
NCLC Digital Library
Physical Description:xxxiv, 718 pages : illustrations ; 28 cm.
Online version of the most recent edition is available via NCLC Digital Library.
Format: Book
Contents:
  • Background
  • Statutes restricting credit terms
  • Federal preemption and the applicable state statute
  • Interest, points, fees, and delinquency charges
  • Credit math: calculating interest and rebates
  • Credit insurance and debt protection products
  • Litigation
  • Credit cards: abuses, regulation, and state law claims
  • Payday loans
  • Motor vehicle, manufactured home and other installment sales
  • Auto title loans
  • Rent-to-own
  • "Sale" of future payment streams
  • Refund anticipation loans (RALs) and tax refund schemes
  • Appendices.