Borrowing to live : consumer and mortgage credit revisited / Nicolas P. Retsinas, Eric S. Belsky, editors.

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"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.

Bibliographic Details
Uniform Title:James A. Johnson metro series.
Other Authors: Retsinas, Nicolas Paul, 1946-
Belsky, Eric S.
Language:English
Published: Cambridge, Mass. : Washington, D.C. : Joint Center for Housing Studies, Harvard University ; Brookings Institution Press, [2008], ©2008.
Series:James A. Johnson metro series.
Subjects:
Consumer credit > United States.
Mortgage loans > United States.
Physical Description:x, 289 pages : illustrations ; 24 cm.
Format: Book
Contents:
  • Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas
  • Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano
  • Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher
  • The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart
  • The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.]
  • Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir
  • Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill
  • Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.