Federal Reserve Requirements Act of 1978 : hearings before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, second session, on S. 3304, to amend the Federal Reserve Act to provide for the maintenance of reserves for certain institutions ; to require the imposition of charges for certain services by Federal Reserve banks ; to authorize the payment of interest on reserves held in federal reserve banks ; and for other purposes, August 14, 15, 16, and 17, 1978.